Key takeawaysThe best one-year CD rates are currently competitive with longer-term CD rates.Short-term CDs can capture higher-than-average yields while providing flexibility to roll over into a more ...

Rates accurate as of April 15, 2025 In January 2022, the typical APY, or annual percentage yield, for a one-year CD sat at a mere 0.13%—a pandemic low, according to FDIC data. As of April 2025 ...

The interest rates on 1-year CDs are at their highest level in more than 15 years. It wasn't long ago when a 1.00% APY would have seemed generous, but it's rather easy to find high-yield CDs that ...

This is one of ... when the CD matures. But an early withdrawal penalty will be assessed if you take the money out before the CD matures. Citibank offers three types of CDs: Fixed Rate CD, Step ...

Commissions do not affect our editors' opinions or evaluations. The best one-year CD rate is 4.40%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list ...