This paper develops a dynamic two-sided payments model with both heterogeneous households and merchants/firms to study: (1) The adoption of CBDC by households and firms, and (2) The impact of CBDC ...

This week, the House of Representatives will vote on legislation sponsored by House Majority Whip Tom Emmer (R-MN) called the ...

This Fintech Note reports key findings from the Sub-Saharan Africa Central Bank Digital Currency (CBDC) and Digital Payments Survey, shedding light on the motivations, benefits, and challenges of CBDC ...

They are released once a year with a five-year lag. An interest-bearing and universally accessible central bank digital currency (CBDC) could be a versatile instrument that would, in theory, improve ...

XRP fans hopeful of CBDC bag-pump While the monolithic digital asset infrastructure group Ripple is indeed working with banks ...

But what does that future look like? With 90 per cent of central banks now exploring their own CBDC (Central Bank Digital Currency) according to McKinsey, the once-fanciful notion that governments ...

Global CBDC projects have not failed, but they have also not become what they were anticipated to be, according to Olga Goncharova, CEO at the consulting firm Rizz Go and former director of ...

As global central bankers study whether they can issue a central bank digital currency (CBDC), the question of whether they should do so has received relatively less attention. At the Federal Reserve, ...

Over 18 central banks, from France to Brazil, are leveraging Hyperledger Fabric, Besu, Iroha, and other frameworks in live, pilot, or research-stage CBDC projects, underscoring the pivotal role of ...