However, if you want to use your balance to shop in stores, without having to wait for it to transfer, all you need to do is apply for a Cash Card — the app's debit card. The card is free ...

It's free and easy to send money to friends and family from Android or iPhone This article explains how to use Cash App and ...

It is partnered with financial institutions, though. If you have a Cash App card, your Cash App account balance is FDIC-insured for up to $250,000 per depositor through Wells Fargo Bank.

but that insurance does not apply to money in your Cash App account unless you have a Cash Card. Regardless, FDIC insurance does not cover scams or fraud. Can I get refunds on Cash Card payments?