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The U.S. Bank Cash+ Visa Secured Card offers 5% cash back in two spending categories you choose, but up to a limit.
Terms apply. If groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.
The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.
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