Home equity loans turn your home equity into a lump sum of cash you can use however you’d like. There are also HELOCs, which ...

Many homeowners are sitting on a good amount of equity these days, and home equity loans and lines of credit (HELOCs) can be ...

Lenders view a first-lien HELOC as less risky because it serves as the main loan on your home. If you can't repay and your ...

One major benefit of a HELOC is the flexibility it offers. For example, if you take out a $300,000 HELOC but only use ...

While your home equity shouldn’t be the first place you go to cover a cash shortfall, a home equity line of credit (HELOC) ...

Lenders usually see secured debt as lower risk than unsecured debt because they can use the value of your asset to back the ...

The lower your credit score, the harder it can be to find a good debt consolidation loan. But if you have bad credit, you’re not without options. In this article, we’ll go through the best ...

"HELOC borrowers are typically notified of rate changes through their monthly statements," Bowman says. "This means you find out about the new interest rate and upcoming payment each month. While this ...

be mindful that you’re taking out a loan that uses your home as collateral. Think twice before getting a HELOC for nonessentials like a luxury vacation or an expensive vehicle. It’s also best ...

The best debt consolidation loans are from LightStream, SoFi and PenFed Credit Union, all of which offer interest rates lower ...

loan restructuring and loan settlement. Both seek to bring an end to agony, but making decisions that are in your best interest regarding your financial well-being is based on being aware of these ...

With HELOC rates finally coming down, our list of competitive home equity rates from lenders can help you find the best deal.