Converting your home equity to cash can be a daunting prospect. Here is some background on the options and what to keep in ...

Considering a low-rate HELOC or home equity loan this month? Here are four borrowing rules experts say to follow.

HELOCs rose dramatically this week, topping 8%, though still holding close to their lowest level in two years. Meanwhile, the ...

How soon you can pull equity out of your home is not so much about time as it is about the size of your ownership stake. Most ...

Home equity values have soared in recent years, offering homeowners the opportunity to access cash from their homes. According to a March 2025 report from real estate data company ICE ...

Caroline BasileMortgages and Student Loans Deputy Editor Caroline Basile ... Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also accessible customer ...

Shopping around for a HELOC can help you score the best interest rate along with more competitive terms. A variety of factors ...

A HELOC can help consolidate high-interest debt, but you'll need a plan to repay the principal. You can use a HELOC to pay ...

Bankruptcy can freeze or close your HELOC, even if you owe nothing. Chapter 13 helps you keep your HELOC, while Chapter 7 can ...

"HELOC borrowers are typically notified of rate changes through their monthly statements," Bowman says. "This means you find out about the new interest rate and upcoming payment each month. While this ...

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

There are also no origination fees, and you can close on your loan in as fast as 15 days. Learn more about PenFed in our best credit unions of 2025 round-up. Achieve offers home equity loans for ...