There are a few good reasons to hold a big cash cushion. If you're planning a large purchase or foresee a financial emergency ...

Emergency funds are for exactly what the name implies—emergencies. By definition an emergency is (a) something bad; and (b) ...

Avoid these mistakes that could cost you over $50,000, including investing too late, playing it too safe, or skipping ...

But here’s the kicker: Chase, the largest bank in the U.S., pays a mere 0.01% APY for its basic Chase Savings account. This is 400 times less than most HYSAs, and much lower than the national ...

Financial gurus are flagging that customers with long-term fixed-rate savings accounts might get an unwelcome knock on the ...

That’s not a problem with a no-fee savings account, which doesn’t charge basic fees found with other banks. This may include monthly maintenance fees, insufficient funds fees or fees for not ...

Citibank offers a generous APY for its high-yield savings account but a much lower APY for its basic savings account. Citi offers relationship tiers with additional benefits such as reimbursement ...

There are many kinds of savings accounts, this includes: Basic savings account: If you want to save and aren’t concerned about the interest, then this is the right choice. It allows you to carry ...

Feeling “ready” to move out isn’t enough; your bank account needs to back it up, too. Some financial signals are obvious, ...

A Pew Research study found that 46% of Americans didn’t have at least a fair amount of knowledge of personal finances.

EPF balance = (Employee contribution + Employer contribution) × (Interest rate / 12) × Number of months Suppose your basic salary is ₹20,000 and DA is 10% of that, i.e., ₹2,000. Your total considered ...

House Bill 2 includes $4.2 billion in state funds for raising teachers' pay. It is headed to the governor's desk after the ...