The core of this new requirement is the liquidity coverage ratio, or LCR. This ratio is calculated by dividing a bank's high-quality liquid assets, or HQLA, into its total net cash over a 30-day ...

It calculates a company's liquidity using only its cash and equivalents on its balance sheet compared to its current liabilities. The formula for the cash ratio is: cash ratio = (cash + cash ...

The Reserve Bank of India (RBI) has issued final guidelines under the Basel III Liquidity Coverage Ratio (LCR) framework, which includes relaxation of some provisions from its earlier draft ...

Private banks have pared their credit-deposit (CD) ratios as they focus on a deposit growth higher than advances amid tight liquidity conditions. HDFC Bank, the largest private lender, has seen a ...

Large, global banks increased their capital ratios in 2024, but liquidity coverage declined a bit, according to a new report from the Basel Committee for Banking Supervision. The group of global bank ...

Proposed changes in liquidity coverage ratio framework to further moderate the reported liquidity coverage ratio (LCR) and constrain the credit growth for banks In its recent report, the rating ...

RBI said that the objective of the revised framework is to enhance the liquidity resilience of Indian banks and further align with the global standards in guidelines in a non-disruptive manner.

MANILA, Philippines — Mid-sized banks are hopeful that the Bangko Sentral ng Pilipinas (BSP) will consider lowering the minimum liquidity ratio (MLR) for medium-sized banks, following the ...

MANILA, Philippines — Reducing the minimum liquidity ratio (MLR) of thrift banks to 16 percent from the current 20 percent is not needed at this time as the industry remains capable of complying ...

Reducing the minimum liquidity ratio (MLR) of thrift banks to 16 percent from the current 20 percent is not needed at this time as the industry remains capable of complying with the requirement, the ...