Savings account interest rates change often, so it’s not uncommon for the banks with the best rates to differ month-to-month.

Learn how to find the average savings account interest rate, how that differs from the highest rates and what factors impact your balance earnings.

Get today's best rates on high-yield FDIC-insured savings accounts to more quickly grow your everyday cash, build an emergency reserve or save for a successful retirement.

With the average savings account paying 0.42%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

According to FDIC data, the average interest rate on savings accounts is currently 0.42%. That rate is much higher than it was prior to the pandemic, but it’s far lower than what the best ...

The national average savings account interest rate is 0.42% as of May 27, 2025, according to the latest numbers available from the FDIC. You can earn exponentially more than that by opening a high ...

The average savings account rate is a benchmark for the overall interest-rate environment, but it’s not a rate you should settle for. Rather, aim for an annual percentage yield (APY) many times ...

As of September 2023, the average savings account earns 0.45% interest, according to FDIC data. However, high-yield savings accounts may yield as much as 10 times this rate or even more.