Learn more. It makes sense to drop a boatload of cash on certain jewelry pieces — engagement rings, we’re looking at you. But having a drawer full of more attainable pieces to play around with ...

That brings the $165 necklace down to just $20, which is quite the steal if you ask us. Cate & Chloe Dahlia 18-Karat White Gold-Plated Swarovski Pendant Necklace, $20 (was $165) at Walmart Get it.

Buying jewelry doesn't have to break the bank with these beautiful budget-friendly selections that are as low as $17.99 ...

That brings the $165 necklace down to just $20, which is quite the steal if you ask us. Crafted from 18-karat white gold-plated brass, this necklace is the definition of understated elegance.