The best refinances save thousands, but a new loan can accomplish other goals like turning equity into cash, removing a co-borrower, and more. Is now a good time to refinance? A few years ago, with ...

A reconsideration of value (ROV) is a way to dispute the accuracy of a home appraisal. With solid data, the appraiser might update their original valuation.

Even brand-new homes can hide serious flaws, which is why many experts recommend a professional inspection before closing—even if the property appears perfect. While an inspection may add costs and ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.

Scheduling a professional home inspection before your warranty expires can help identify hidden issues that may be covered, ...

The popularity of the 3-bedroom home means buying one won't be cheap or without competition. But chances of a great deal still exist in these 50 ZIP codes. The cheapest ZIP code in the U.S. comes with ...

USDA loan pre-approval provides an accurate idea of the loan size you may qualify for and gives you a competitive advantage when making offers on homes. If you're considering purchasing a home in a ...

Seller concessions can be used to cover your out-of-pocket closing costs, with the USDA setting the maximum contribution limit at 6% of the home’s purchase price. Purchasing a home requires buyers to ...

Home appraisals last between 90 and 180 days depending on the lender and loan type, but up to 1 year with an update. Whether you plan to purchase a home or refinance it, you’re probably going to need ...

*54 markets were analyzed due to universities sharing the same metro area or being located in areas with insufficient data. Known as the "Horse Capital of the World," Lexington offers Southern charm ...