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This guide will help you craft letters that get results while keeping things professional. Personalize your debt collection letters to make them more effective. Use a professional but firm tone to ...

What can happen if I am unable to pay? Can I be sued? Are there any protections that I have against unfair debt collection?

"Effectively, the letter should contain the terms you are proposing, including what you're willing to settle the debt for in exchange for the collection agency removing the past due account ...

The Consumer Financial Protection Bureau (CFPB) offers templates for these letters on their website. Request specific documentation, including: The Fair Debt Collection Practices Act (FDCPA ...

What is a debt collector? A debt collector is defined as ... by postcard or use any language or symbols on the envelope or letter or telegram that indicates it is for collection purposes. Once the ...