It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

Rising credit card interest rates can make it difficult to pay off ... CNBC Select ranked the Wells Fargo Reflect® Card as one of the top balance transfer cards due to its long introductory ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of ...

Wells Fargo launched a credit card geared toward consumers who need ... After the introductory period, the interest rate will increase to 17.99% to 29.99% variable APR thereafter.

Wells Fargo Reflect® Card 0% intro APR ... and can help you earn rewards to enjoy as well. While credit card interest rates can seem high, they're non-existent if you pay your account in full ...

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit card issuers often follow the Fed's lead, increasing or decreasing their APRs ...

Debt holders may seek solace in a string of recent interest rate cuts at the Federal Reserve, which typically reduce borrowing rates for credit cards. But credit card interest rates have proven ...

Claire Dickey is a Newsweek senior editor based in Florida. Her focus is reporting on personal finance news, with extensive coverage related to credit cards and banking. Claire joined Newsweek in ...

it may also be considered when determining your interest rate. Because those with lower income and lower credit scores are seen as higher-risk borrowers, card issuers and other lenders will be ...

Best credit cards for getting a lower interest rate The Wells Fargo Reflect® Card has an APR range of 17.24%, 23.74%, or 28.99% Variable and no annual fee, making it ideal for paying down debt ...