“One little pipe that was just drip ... a leaky roof. CBS 8 reached to a consumer advocate, Amy Bach, at United Policyholders. “We are seeing a pattern of State Farm denying water damage ...

Speleothems: Carbonate precipitates forming within caves, including flowstones (formed at the base of flowing water), stalactites (from cave-roof drip sources), and stalagmites (from drip-water ...