A 609 dispute letter is a formal request to credit bureaus to verify the accuracy of information on your credit report. A ...

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment was ...

Consider writing a goodwill letter to the creditor to plead your case. There are no guarantees you’ll have success, but it’s worth trying. A goodwill letter is a formal letter sent to a ...