The national average savings account interest rate is 0.41% as of April 11, 2025, according to the latest numbers available from the FDIC. You can earn exponentially more than that by opening a ...

High interest rates mean loans are more expensive but savers benefit. The best savings interest rates often come from financial institutions like online banks and credit unions. The Federal ...

The average savings account rate is a benchmark for the overall interest-rate environment, but it’s not a rate you should settle for. Rather, aim for an annual percentage yield (APY) many times ...

U.S. Bank’s APY on savings accounts is currently: 0.05% to 3.50% APY. You can get a small interest rate “lift” if you also have a Smartly Checking account or Safe Debit account and combine ...

U.S. Bank charges lower fees with better rates on high balances in 27 states, while Chase offers broader access with 4,700+ ...

Pros and Cons of a U.S. Bank Savings Account U.S. Bank interest rates aren’t the best available, but if you have the funds to earn the highest rates on its Bank Smartly Savings account or Elite ...