A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Use our downloadable template to simplify the process. Many, or all, of the products ...

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your ...

However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. Pay-for-delete letters ask debt collectors to remove negative marks on ...

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...