A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective if your payment history ...

A goodwill letter is a simple way to restore your credit to good standing by requesting that a lender or servicer erase a ...

Anyone who has already paid off a debt that's still showing up on their credit report can instead attempt a goodwill letter. This is a request to a creditor asking them to remove your negative ...