New customers can sign up for any tier but must meet ... or line of credit if a transaction is going to overdraw your account. This Citibank checking alternative is dubbed a “checkless account ...

Depending on where you live and whether you have an existing relationship with the bank, Citi savings accounts can be a great way to stash cash for the future and earn a nice return on your balance.

Flexible or Interest checking account, deposit new-to-Citibank funds within 45 days, maintain your balance for an additional 45 calendar days and receive a cash bonus. How much can you earn?