Add your income and expenses to this monthly budget ... or planned spending for the month. If the planner above isn’t a good fit for you, explore other budget spreadsheets.

Having a monthly budget helps you make smarter choices with your money. It shows where your money is going and helps you plan ...

Monthly gross income is simply the amount you earn every month before taxes and other deductions. Put another way, it's the annual amount you earn divided by 12. It's merely a basic measure to ...

It ensures you have the funds to cover your essentials — like housing, groceries, utilities, and your monthly debt payments ... That means you use all your income each month — first ...

You can further refine what you’ll need each month by dividing the annual income by 12 to determine a monthly budget ... create a spreadsheet or simply use a pen and paper to record your ...