There are rules that dictate when a debt collector can call you — and how many times they're allowed to do it.

A debt validation letter is a notice debt collectors must send to help you determine that a debt actually belongs to you. Many, or all, of the products featured on this page are from our ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Losing your spouse is a painful, confusing time, but add to that repeated calls from an aggressive debt collector ... card charges — are forgiven at death. However, others linger much longer.