You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

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Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna introduced a bipartisan House bill that aims to cap annual ...

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you need to have funds that can be tapped into quickly to respond to these issues without having to use high-interest credit cards." If you're looking for a safe place to store your emergency fund ...

Consumer credit-card debt in the United States has risen along with soaring inflation and interest rates, prompting some banks to tighten their lending practices as debt delinquencies pile up.

At the same time, credit card interest rates are "very high," averaging 23% annually in 2023, the New York Fed found, also making credit cards one of the most expensive ways to borrow money.