Credit card balances are finally dipping — but high rates persist. Here's how to start reducing your debt for good.

Credit card processing fees, typically ranging from 1.5% to 3. ... This is common at gas stations, local shops, and some ...

Enroll in a debt management plan to lower your rates The increasing number of Americans making only minimum payments signals a troubling trend. After all, the minimum credit card payments that ...

And if you already have an annual-fee card, consider asking for a retention offer or downgrading to a lower or no-annual-fee alternative. Credit cards charge interest if you don't pay off your ...

Even if the issuer isn't able to match the lower interest rate, they may be able to offer a different retention offer in the form of a waived annual fee or bonus points. Find the best credit card ...

After a review of market data, the CFPB finalized a rule that would have capped late fees at $8 and ended automatic inflation ...

If your business is considered high risk, it's even more important to stay compliant with all credit card processing rules and regulations. Doing so can help you avoid added penalties, reduce ...

we tried various vendors’ credit card processing equipment and examined their functionality. We compared each provider’s processing fees and transaction rates, looked at integration options and ...

Low charges on processing: Since your score is high, you are in a better position to bargain for a lower fees or ... High credit limit: You may be given a higher credit card limits or larger ...

A September 2023 Consumer Reports study estimated that 1 in 5 American adults, or about 52 million people, paid a credit card late fee in the previous year. People with lower incomes pay ...