Say you live in downtown Philadelphia and have $6,500 in monthly expenses. That’s what the average American household spends in an urban area, so your expenditures are reasonable, even if it ...

thereby restricting market competition and gaining unfair profit at the expense of financial consumers. The LTV ratio is a key regulatory tool used to curb household loans as it limits the maximum ...

Generation X leads the nation in saving money, demonstrating a clear inverse relationship between age and essential expenses ratio. With an annual average savings potential of $27,200, Gen X far ...

Arbor reveals that after the financial stress of rent or mortgage payments, electricity costs were ranked as the second-most stressful household expense, outpacing credit card debt, car payments ...