Forbes Advisor has compiled this history as a handy guide to the course of the federal funds rate and the Federal Reserve’s monetary policy decisions since 1990. The federal funds rate is the ...

As widely expected, the Federal Reserve left it's key interest rate unchanged Wednesday, staying firmly in "wait and see" ...

Learn why the Federal Reserve's high rates are a gift for cash investors and discover two cash funds poised to outperform ...

President Donald Trump has demanded that Fed chair Jerome Powell cut rates to spur growth, but the Fed has taken a wait-and-see approach, holding off on cuts so far in 2025. Inter ...

Fed funds futures are pricing in a near-certain probability that the central bank will let its current 4.25%-4.50% target ...

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The federal funds rate — or Fed rate — is the benchmark ... The Dual Mandate and the Balance of Risks, Federal Reserve. Accessed April 29, 2024. The History and Future of the Federal Reserve ...

Looking at historical data ... Effective federal funds rate, Federal Reserve Bank of New York. Accessed on May 6, 2025. National Rates and Rate Caps, FDIC. Accessed on May 6, 2025.

From credit cards and mortgage rates to auto loans and savings accounts, all sorts of consumer borrowing costs are impacted by Fed moves.

The U.S. Federal Reserve sets borrowing costs for shorter-term loans by changing its federal funds rate. This rate dictates how much banks pay each other in interest to borrow funds from their ...

The Federal Reserve ... rates steady for now, consumers struggling under the weight of high prices and high borrowing costs aren't getting much relief, experts say. The federal funds rate ...