Writing a 609 dispute letter to Equifax, Experian or TransUnion doesn’t have to be daunting. But if you’re at a loss for words, you can use the following phrasing to help get your point across ...

One of the nation’s largest credit reporting agencies has been fined $15 million for issuing inaccurate credit scores and ...

You can get a free copy from each of the three main credit bureaus (Equifax ... that support your dispute. The Federal Trade Commission (FTC) has a sample letter you can use as a template.

Be sure to mail your form letter to the credit reporting ... monitoring services for both TransUnion and Equifax and gives you the option to dispute any errors you see on your credit report ...

Further, from early 2022 to mid-2023, Equifax sent letters to 250,000 consumers stating that the reinvestigation of their dispute was "still in process" when, in fact, the investigation had ended. The ...

"Equifax ignored consumer documents and evidence submitted with disputes, allowed previously deleted inaccuracies to be reinserted into credit reports, provided confusing and conflicting letters ...

gather any supporting documents and information that can assist your dispute, such as credit card statements, bank statements, emails or letters. This information will help support your dispute ...