Should I pay a collection letter? If you do owe a debt, then the best course of action is to pay it as soon as possible so you can avoid any negative marks against your credit report. However ...

On its face, a pay-for-delete letter is simple. These are "written requests sent to creditors or collection agencies to try to remove negative information from a person's credit report ...

To improve your credit score after a collection makes its way to your credit ... Prepare to send the collector a letter disputing it and be as specific as possible about why you think the debt ...

You'll have to wait for the collections tradeline to fall off and rebuild positive credit history on top of your negative marks. Step 4: Write a goodwill letter to your creditor You might still be ...

If you see old or inaccurate information, you should send a dispute letter to the creditor or collection agency reporting the information to the credit bureaus and attach any documentation that ...

The Federal Trade Commission also provides a sample letter you can use to dispute inaccurate information on your credit report. Thanks to the FCRA, you can also dispute collections (or other ...