To upgrade your credit card, you first must determine which card to upgrade to. Depending on your existing card, you may have ...

The best method for paying down your credit card debt depends on your total debt, savings, financial habits and spending ...

Rewards aren't the only factor to consider when you close a card. Some cards offer cardholder benefits, such as statement ...

Need time to pay off a purchase or existing debt? These 0% intro APR credit cards can help you avoid interest for up to 21 ...

Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

Our opinions are our own. Some credit cards are easier to get approved for than others. Some require a security deposit. Some use a special process to evaluate applications that doesn't rely so ...