The APYs listed below use NYC ZIP code 10001. Citibank also offers a Step Up Rate CD with a 30-month term and a 0.05% to 0.15% APY, as well as a No-Penalty CD with a 12-month term, a 0.05% APY ...

Citibank offers three types of CDs: Fixed Rate CD, Step Up CD and No Penalty CD. Rates are highly competitive for a few Fixed Rate terms, including the 7-month, 9-month and 15-month CDs.