NABARD and SBI pilot RBI’s digital currency to offer Kisan Credit Card (KCC) benefits to landless farmers in Andhra Pradesh ...

If CBDC data is shareable with banks, those without bank accounts can still build credit and access lower interest rate loans. This design is optimal for welfare if the gains from greater access to ...

(Hence: fractional banking.) CBDC is a digital mattress. Given that the average loan-to-deposit ratio for banks is generally around 1:1, every dollar that migrates from commercial bank deposits to ...

Punjab National Bank CEO Ashok Chandra expects to surpass credit growth targets in FY25, driven by corporate and RAM sectors.

Global CBDC projects have not failed, but they have also not become what they were anticipated to be, according to Olga Goncharova, CEO at the consulting firm Rizz Go and former director of ...

We link our discussion to the emergence and design of central bank digital currencies (CBDC), with a special focus on how loans would be granted in a CBDC world.

A system is being worked out to integrate the Central Bank Digital Currency (CBDC)-based subsidy system with the Unified ...

But what does that future look like? With 90 per cent of central banks now exploring their own CBDC (Central Bank Digital Currency) according to McKinsey, the once-fanciful notion that governments ...

Over 18 central banks, from France to Brazil, are leveraging Hyperledger Fabric, Besu, Iroha, and other frameworks in live, pilot, or research-stage CBDC projects, underscoring the pivotal role of ...