Jack Caporal is the Research Director for The Motley Fool and has worked full-time for the company since 2021. His research focuses on uncovering and analyzing trends that shape personal financial ...

Historical CD rates have risen and fallen in line with ... forcing the Fed to raise rates dramatically. In Oct. 2023, average rates on the 3-month CD hit 5.46%, their highest in roughly 16 years.

The graph below uses historical FDIC data to display national average rates on CDs from 2009 to 2023 and highlights how CD rates responded to changes in central bank policies, inflation rates and ...

(See more details about historical CD rates to see more context.) High-yield CD rates today can be several times the national average of 1.34% APY for five-year terms and the national average of 1 ...

BMO offers CD terms ... the national average, according to recent FDIC data. With an assortment of terms, there’s a BMO CD to meet almost every savings need. Compare CD rates at multiple banks ...

Discover Citizens Bank CD rates. Our guide explains how CDs vary depending on where you live and helps you decide if Citizens ...

But, a certificate of deposit (CD) can help. That's because ... There's a big difference between national average savings rates and the top interest rates available. In part, that's because ...

For our list of the best CD rates, the MarketWatch Guides team evaluated ... with Synchrony’s budgeting tool We chose Ally for its history of high APYs and solid customer service.

A falling-rate environment has been underway as the Fed dropped its rate three times in 2024. But uncertainty about future rate cuts has crept in. Many, or all, of the products featured on this ...

Discover TD Bank CD rates. Our guide offers an overview of CD options and current TD Bank CD rates. We compare TD Bank CDs to other national banks.