Historical CD rates have risen and fallen in line with ... forcing the Fed to raise rates dramatically. In Oct. 2023, average rates on the 3-month CD hit 5.46%, their highest in roughly 16 years.

The graph below uses historical FDIC data to display national average rates on CDs from 2009 to 2023 and highlights how CD rates responded to changes in central bank policies, inflation rates and ...

(See more details about historical CD rates to see more context.) High-yield CD rates today can be several times the national average of 1.34% APY for five-year terms and the national average of 1 ...

Depending on the length of time until you need your money, you could earn three to four times as much, on average, by putting it in a CD instead of a savings account. You’re paid a fixed rate ...

The average annual percentage yield for a 12-month CD dropped two basis points this month to 1.78%, according to the FDIC.

But, a certificate of deposit (CD) can help. That's because ... There's a big difference between national average savings rates and the top interest rates available. In part, that's because ...

A falling-rate environment has been underway as the Fed dropped its rate three times in 2024. But uncertainty about future rate cuts has crept in. Many, or all, of the products featured on this ...

Discover TD Bank CD rates. Our guide offers an overview of CD options and current TD Bank CD rates. We compare TD Bank CDs to other national banks.

the average rate on a 12-month CD has fallen from 1.83% to 1.78%, according to the Federal Deposit Insurance Corp. This likely means rates could decline slightly in the short term, regardless of ...

Historical CD rate trends indicate CD rates are affected ... We rate bank accounts on a scale from one to five stars. We use a weighted average to get our star rating, which means we weigh certain ...