This is the first in a series of articles in our "So, You Want to Be a Bank?" series. More than 1,000 new banks were formed in ...

Account management is a major aspect of most businesses. More and more companies are seeking faster, easier methods of managing their accounts. One method that is becoming more popular is accounts ...

Benefits of using ACH payments ... processing system that uses ACH transfers. It only lets you send $500 and receive $5,000 per week if you're not using it through your bank or credit union.

Retail central bank digital ... that using CBDCs and their associated wallets has introduced additional friction to existing payment processes without offering sufficient benefits.

Federal Reserve Governor Christopher Waller said on Friday that stablecoins are a good thing for the nation’s payment system ... held at the Federal Reserve Bank of New York.

Over 100 central banks around the globe are exploring central bank digital currencies (CBDCs) to modernize payment systems. They aim to explore potential benefits ... a resilient and secure ...

In this paper, we develop a model incorporating the impact of financial inclusion to study the implications of introducing a retail central bank digital currency ... as households benefit from the ...

I don't think so," he added. Waller is leading the work on payments system issues for the U.S. central bank, a job he acknowledges would have at one point been grim but is now "fascinating" given ...