This is the first in a series of articles in our "So, You Want to Be a Bank?" series. More than 1,000 new banks were formed in ...

Benefits of using ACH payments ... processing system that uses ACH transfers. It only lets you send $500 and receive $5,000 per week if you're not using it through your bank or credit union.

Fintech payments leverage large digital platforms to fill gaps in the traditional payment system. They have made ... them into the public sector. The use of fintech in public finance could bring ...

Retail central bank digital ... that using CBDCs and their associated wallets has introduced additional friction to existing payment processes without offering sufficient benefits.

Federal Reserve Governor Christopher Waller said on Friday that stablecoins are a good thing for the nation’s payment system ... held at the Federal Reserve Bank of New York.

Over 100 central banks around the globe are exploring central bank digital currencies (CBDCs) to modernize payment systems. They aim to explore potential benefits ... a resilient and secure ...