Our picks for the providers with the best personal loans are LightStream, SoFi Bank, PenFed Credit Union, Discover Bank and ...

A high credit score and income are crucial to getting the lowest rates on a personal loan. If possible, improve your score before applying for any credit products, including a personal loan.

A step-by-step guide on how to apply for one through Livemint will be covered here. A personal loan is an unsecured loan without collateral that banks or other financial institutions provide.

Click on the SBI Personal Loans page. Enter the loan product you want and click Apply Now. Fill in with your personal details, employment information and loan amount. Submit the application and ...

SoFi also offers prequalification (which doesn’t impact your credit score) so you can see what rates and terms you may qualify for before you apply for a loan. SoFi personal loans have no ...