Millions of federal student loan borrowers are seeing their balances increase Friday as interest charges resumed for participants in the Saving on a Valuable Education (SAVE) plan.The accruing interest follows a year of zero-interest forbearance and comes amid ongoing restructuring of the nation's student loan system under new legislation and legal pressure.

Andrea Murzello has a doctorate in pharmacy and a stable job at a nonprofit. But she says she can’t afford to grow her family — not under the Trump administration’s latest student loan policy shift.

Interest will resume accruing on student loans for borrowers enrolled in the SAVE repayment plan. One student loan advisor said it may be better for some borrowers to move to another repayment plan.